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Title: | Effect of digitalization on the performance of commercial banks in Nigeria |
Authors: | Agboola, Mayowa G. Awobajo, Kiitan A. Oluwatobi, Stephen O. Akinbode, Mosunmola O. Fagbohun, Michael O. Esse, Ugwunwa C. Segun-Adeniran, Chidi D. Asaolu, Aderonke O. Betek, Chelsea M. |
Keywords: | Digitalization Technological Change Performance Commercial Banks |
Issue Date: | Sep-2019 |
Publisher: | IOP Publishing |
Citation: | Agboola, Mayowa G. and Awobajo, Kiitan A. and Oluwatobi, Stephen and Akinbode, Mosunmola and Fagbohun, Michael and Esse, Ugwunwa C. and Segun-Adeniran, Chidi D. and Asaolu, Aderonke Olufunke and Betek, Chelsea M. (2019) Effect of digitalization on the performance of commercial banks in Nigeria. In: International Conference on Energy and Sustainable Environment, 2019, Online. |
Abstract: | This study investigates how digitalization enhances the performance of commercial banks adopting the purposive method and simple random sampling selecting 370 nonmanagerial employees from a commercial bank. A self-structured questionnaire was used as the major instrument for data collection and was analysed using SPSS version 25. From the result, it was discovered that there was a mild significant and positive relationship between the digitalization process and commercial bank performance (r = 0.114*; p< .05). Also, there is a positive significant relationship between product innovation and performance of commercial banks in Nigeria (r = 0.186; p< 0.001). The study recommends that digitalization processes if adequately and correctly implemented, will have a significant positive relationship on the performance of commercial banks in Nigeria ceteris paribus. |
URI: | 10.1088/1755-1315/331/1/012014 http://repository.elizadeuniversity.edu.ng/jspui/handle/20.500.12398/760 |
Appears in Collections: | Research Articles |
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Effect of digitalization on the performance of commercial.pdf | Article full-text | 349.71 kB | Adobe PDF | View/Open |
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