Browsing by Author "Akinbode, Mosunmola O."

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    Effect of digitalization on the performance of commercial banks in Nigeria
    (IOP Publishing, 2019-09) Agboola, Mayowa G.; Awobajo, Kiitan A.; Oluwatobi, Stephen O.; Akinbode, Mosunmola O.; Fagbohun, Michael O.; Esse, Ugwunwa C.; Segun-Adeniran, Chidi D.; Asaolu, Aderonke O.; Betek, Chelsea M.
    This study investigates how digitalization enhances the performance of commercial banks adopting the purposive method and simple random sampling selecting 370 nonmanagerial employees from a commercial bank. A self-structured questionnaire was used as the major instrument for data collection and was analysed using SPSS version 25. From the result, it was discovered that there was a mild significant and positive relationship between the digitalization process and commercial bank performance (r = 0.114*; p< .05). Also, there is a positive significant relationship between product innovation and performance of commercial banks in Nigeria (r = 0.186; p< 0.001). The study recommends that digitalization processes if adequately and correctly implemented, will have a significant positive relationship on the performance of commercial banks in Nigeria ceteris paribus.