Regulation, Financial Development, Financial Soundness and Banks Performance in Nigeria

Simple item page
dc.contributor.authorFapohunda, Florence Modupe
dc.contributor.authorEragbhe, Emmanuel
dc.date.accessioned2021-06-21T09:21:24Z
dc.date.available2021-06-21T09:21:24Z
dc.date.issued2017
dc.descriptionStaff Publicationen_US
dc.description.abstractThis study empirically examines the impact of regulation, financial Development and financial soundness on bank performance in Nigeria for the period 1985-2015. The study uses two regulatory indicators (cash reserve ratio and monetary policy rate) as measures of regulation; the ratio of broad money supply to Gross Domestic Product (M2/GDP) for financial development; bank non-performing loans to total gross loans for financial soundness while bank performance was proxy by earnings of bank after tax. It adopted a multivariate OLS analysis for the estimation process, co-integration analysis for long-run equilibrium relationship and the associated error correction model to determine the short-run impact of the variables. The findings of the study are that cash reserve ratio, monetary policy rate, financial developments and financial soundness largely impact on bank performance both in the short run and long-run. It is recommends that regulation and supervision of banks should be strengthened in other to improve the performance of banks in Nigeria. Also, we recommend that the ongoing reforms in the banking system should be intensified so as to ensure safe, sound and stable banking system that is a sine qua non for long run financial performance of banks in Nigeria.en_US
dc.identifier.citationFlorence Modupe Fapohunda, and Emmanuel Eragbhe, “Regulation, Financial Development, Financial Soundness and Banks Performance in Nigeria.” Journal of Finance and Accounting, vol. 5, no. 3 (2017): 88-92. doi: 10.12691/jfa-5-3-3en_US
dc.identifier.uri10.12691/jfa-5-3-3
dc.identifier.urihttp://repository.elizadeuniversity.edu.ng/jspui/handle/20.500.12398/1147
dc.language.isoenen_US
dc.subjectregulation,en_US
dc.subjectfinancial development,en_US
dc.subjectfinancial soundness,en_US
dc.subjectperformanceen_US
dc.titleRegulation, Financial Development, Financial Soundness and Banks Performance in Nigeriaen_US
dc.typeArticleen_US
Files
Original bundle
Now showing 1 - 1 of 1
Thumbnail Image
Name:
Regulation_Financial_Development_Financi.pdf
Size:
141.19 KB
Format:
Adobe Portable Document Format
Description:
Download
License bundle
Now showing 1 - 1 of 1
No Thumbnail Available
Name:
license.txt
Size:
1.61 KB
Format:
Item-specific license agreed upon to submission
Description:
Download
Collections
Research Articles